Just as the weather can be unpredictable, so can life. Sometimes when you least expect it to rain, it pours. For those times, shield yourself with umbrella insurance that protects you beyond the coverage limits of your home, auto, boat or other insurance policy.

PHOTOS PROVIDED BY: Cynthia Fitzmorris

Umbrella insurance is extra liability insurance that protects your assets, life savings and future earnings from major claims and lawsuits. A personal umbrella policy begins where the liability coverage from your other insurance policies ends. In addition, it can also provide protection not typically provided by other policies including:

  • Slander/Defamation of character
  • False arrest, wrongful detention or imprisonment
  • Invasion of privacy
  • Malicious prosecution
  • Frivolous lawsuits
  • Defense costs/Attorney fees/Lawsuit expenses


Talk to a Cole Harrison agent to determine is adding additional liability coverage makes sense for you.

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