One thing is certain, life is full of unpredictable circumstances. While you can plan for and insure against the most common risks and hazards, umbrella coverage protects your business from the ones that are nearly impossible to predict.
An umbrella insurance policy is a type of insurance that provides additional liability coverage beyond the limits of your existing policies. This means it is added protection for your business.
Claims on a business umbrella policy may be for events that happen at your place of business that result in multiple injuries or deaths, acts of your employees that result in injuries or deaths and/or the failure of your business or employees to adequately provide the professional services for which you have been contracted. Cole Harrison Insurance wants you to rest easy at night and that peace is available when your business has insurance to protect your most important assets.
An umbrella policy picks up and covers claims above and beyond the limits of your other business-related insurance policies. Standard business liability coverage will take care of you in most situations, but when serious situations arise, umbrella liability insurance will help ensure your business is protected from litigation. These policies typically cover a variety of liability risks, including bodily injury, property damage, libel, slander, and even personal injury.
83 Main Street
P.O. Box 358
Kennebunk, ME 04043
Phone: 207-985-3361
Fax: 207-985-7977
27 Walker Street
Kittery, ME 03904
Phone: 207-439-5981
Fax: 207-439-5234
1104 Valley Crossing
The Valley Building
Carrabassett Valley , ME 04947
Phone: 207-235-2642
Fax: 207-235-2640
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