As a commercial business owner in Maine, you have enough to focus on without wondering if your business is properly insured. Our agents will review your unique situation and help you create a plan tailored to your specific needs. No matter what type of or size of business you own, get the peace of mind that comes from knowing you are covered.

At Cole Harrison, we offer a wide range of solutions that provide comprehensive business protection at competitive rates including:

What Does Commercial Insurance Cover?

Commercial insurance is vital for businesses to keep their employees and their assets safe and secure. Cole Harrison’s commercial insurance is designed to cover property damage, lawsuits, errors in your advertising, and more. Without commercial insurance coverage, the costs of damage claims can build up against your business and hurt both your finances and your brand reputation.

Why Does My Business Need Commercial Insurance?

There are inherent risks to running a business. Those risks may seem far away if your business is new to the industry or if your business has under 50 employees. However, accidents happen and it’s best to be prepared for when they do rather than if they do.

Cole Harrison has been providing commercial insurance coverage to businesses in southern Maine for over 100 years. We understand how businesses can be impacted by the unexpected and why it’s important to keep your assets secure. Some of the most common commercial insurance claims we’ve seen include:

  • Burglary and theft: Burglary and theft is the most common commercial insurance claim filed by business owners. Theft can happen anywhere, even if your business is completely online. Angry customers, criminals, or employees may steal items or invoices when you least expect it.
  • Customer injury: Your business is vulnerable to lawsuits when it comes to customer injury if you have a brick and mortar store or place of business. All it takes is one customer or member of the public slipping and falling on your property for a lawsuit to begin. Commercial insurance coverage protects your business from legal fees should an accident insurance claim be made.
  • Fire: Fires happen more often than you think, and the aftermath can be costly if you’re not covered. Not only can fires cause significant property damage but they can also destroy important documents and data.

Looking for commercial insurance protection for your business? Talk to one of our experienced Maine commercial insurance agents at the Cole Harrison Agency to learn more.

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