COMMERCIAL INSURANCE

BUSINESS OWNERS

As a small business owner, you understand how important it is to maximize the return on every dollar spent. Therefore, getting the right insurance coverage at the right price is no exception. Designed to save money, a business owner’s package (BOP) bundles policies that would cost a lot more if purchased separately.

PHOTO: Provided by, Cynthia Fitzmorris

A BOP typically includes the core insurance that most small businesses need, including:​

  • Commercial Property – covers losses to your physical location based upon fire, theft, flooding and other situations resulting in the need for you to leave your physical premises.
  • Business Interruption – Replaces lost income in the event that your business has to shut down temporarily due to a covered property loss. It can replace lost net income, expenses such as mortgage, advertising taxes, and payroll, and temporary relocation expenses.
  • General Liability – Protection from a variety of claims including bodily injury, personal injury or advertising injury (liable, slander) property damage that occurs as a result of your business operations.

Enhance your protection with the following additional coverage options:

  • Commercial Auto
  • Inland Marine
  • Umbrella
  • Workers Compensation
Unsure if a business owner’s package is right for you? Contact one of our experienced agents to learn more.

Kennebunk, Maine

83 Main Street
P.O. Box 358
Kennebunk, ME 04043
Phone: 207-985-3361
Fax: 207-985-7977

Kittery, Maine

27 Walker Street
Kittery, ME 03904
Phone: 207-439-5981
Fax: 207-439-5234

Carrabasset Valley, Maine

1104 Valley Crossing
The Valley Building
Carrabasset Valley , ME 04947
Phone: 207-235-2642
Fax: 207-235-2640