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COMMERCIAL INSURANCE

Maine SMALL BUSINESS INSURANCE

As a small business owner, you understand how important it is to maximize the return on every dollar you spend. Therefore, getting the right insurance coverage at the right price is no exception. At Cole Harrison, we’ve designed special business owner’s packages (BOP) with you in mind. These policy bundles cover your essential business insurance needs at a reduced price. (Meaning you’d spend more if you purchased each policy separately.) 

We love to support local businesses, which is why we proudly serve communities across Maine and New Hampshire. We’ve been helping business owners protect their most important assets for years, and we’d love to help you too. Here is a closer look at some of our policies included in a Business owners package:

  • Commercial Property – covers losses to your physical location based upon fire, theft, flooding, and other situations resulting in the need for you to leave your physical premises.
  • Business Interruption – Replaces lost income if your business has to shut down temporarily due to a covered property loss. It can replace lost net income, such as a mortgage, advertising taxes, payroll, and temporary relocation expenses.
  • General Liability – Protection from a variety of claims, including bodily injury, personal injury, or advertising injury (libel, slander) and property damage that occurs as a result of your business operations.

Are you unsure if a business owner’s package is right for you? Then, contact one of our experienced small business insurance agents today. We can answer all your questions and ensure you have all the coverage you need. 

PHOTO: Provided by, Cynthia Fitzmorris

A BOP typically includes the core insurance that most small businesses need, including:​

  • Commercial Property – covers losses to your physical location based upon fire, theft, flooding and other situations resulting in the need for you to leave your physical premises.
  • Business Interruption – Replaces lost income in the event that your business has to shut down temporarily due to a covered property loss. It can replace lost net income, expenses such as mortgage, advertising taxes, and payroll, and temporary relocation expenses.
  • General Liability – Protection from a variety of claims including bodily injury, personal injury or advertising injury (liable, slander) property damage that occurs as a result of your business operations.

Enhance your protection with the following additional coverage options:

Unsure if a business owner’s package is right for you? Contact one of our experienced Maine small business insurance agents to learn more.