As a small business owner, you understand how important it is to maximize the return on every dollar spent. Therefore, getting the right insurance coverage at the right price is no exception. Designed to save money, a business owner’s package (BOP) bundles policies that would cost a lot more if purchased separately.

PHOTO: Provided by, Cynthia Fitzmorris

A BOP typically includes the core insurance that most small businesses need, including:​

  • Commercial Property – covers losses to your physical location based upon fire, theft, flooding and other situations resulting in the need for you to leave your physical premises.
  • Business Interruption – Replaces lost income in the event that your business has to shut down temporarily due to a covered property loss. It can replace lost net income, expenses such as mortgage, advertising taxes, and payroll, and temporary relocation expenses.
  • General Liability – Protection from a variety of claims including bodily injury, personal injury or advertising injury (liable, slander) property damage that occurs as a result of your business operations.

Enhance your protection with the following additional coverage options:

Unsure if a business owner’s package is right for you? Contact one of our experienced Maine small business insurance agents to learn more.