About Cole Harrison
Cole Harrison Insurance is a full-service, locally owned independent insurance agency with locations in Kennebunk, Kittery, and Carrabasset Valley.
As a Trusted Choice agency, we are dedicated to you and committed to treating you as a person, not a policy. We represent only carefully selected, financially-sound, reputable insurance companies. Our access to multiple companies gives us the freedom to find the right coverage for your unique needs.
Whether you are in the market for auto, home, life or commercial coverage, we will help you select the best possible coverage solutions for you and your budget.
In addition to our main office in Kennebunk, our satellite offices located in Kittery and Carrabassett Valley allow us to serve Southern Maine, New Hampshire and the western Maine mountain region.
We strive to provide our customers with quality comprehensive insurance coverage at a competitive price. As a result, you get the peace of mind that comes from knowing you are protected—without having to break the bank. Our goal is to create lasting relationships with our clients that are built on trust, and earned through exceptional customer service.
From quote to claim and everything in between, we are here for you. Have questions? Contact us online, request a quote, or call 800-287-3361.
Our History
Cole-Harrison: Professionalism and Growth Since 1882
The history of Cole-Harrison Insurance traces back to 1882 when Joseph Titcomb, a shipbuilder, shipowner, and former president of Ocean National Bank, was appointed as an agent for the Hanover Insurance Company. Titcomb’s entry into the insurance business marked the foundation of what would become a legacy insurance agency in York County, Maine. Initially, Titcomb’s experience in banking and shipbuilding was complemented by his keen business acumen, setting a solid foundation for the company.
In 1885, C.H. Cole, Titcomb’s son-in-law and a local grocery business owner, joined his father-in-law in the insurance industry. After Titcomb’s retirement, Cole became the sole proprietor, continuing the agency’s growth and commitment to providing personal service and professional insurance solutions.
The business expanded further in 1915 when Joseph T. Cole, C.H. Cole’s son joined the agency, followed by his brother, Walter R. Cole, in 1921, after serving in World War I. The agency rebranded as C.H. Cole & Sons to reflect the family’s involvement. The Cole family continued to lead the business, with C.H. Cole retiring in 1938 and passing the baton to Joseph and Walter.
In 1948, Charles E. Cole, the fourth generation of the Titcomb-Cole family, joined the firm, maintaining its family-owned and operated tradition. With the addition of John Frank Harrison, Jr., CPCU, CIC, in 1959, the agency’s expertise and service offerings were enhanced. John Harrison’s arrival marked the beginning of a partnership that would lead to the 1970 rebranding of the agency as Cole-Harrison, a name reflecting both the Cole and Harrison legacies.
In 1971, William T. Avison, a field representative of Abington Mutual, joined the team, further strengthening the agency’s professional capabilities. That same year, Cole-Harrison expanded its reach by opening a branch office in Carrabassett Valley, allowing them to better serve clients in that region.
The firm welcomed its fifth generation of Cole leadership in 1980 with Jeffrey D. Cole joining, along with Roland F. Drew, a former Vice President of New Hampshire Insurance Company. By 1984, James M. Harrison, representing the second generation of the Harrison family, had entered the business, continuing the firm’s tradition of family leadership.
Over the next several decades, Cole-Harrison continued to grow. In 1997, Bob Foley, after a career with Allstate Insurance, joined the agency’s management team, followed by Bill Cutts in 2000, who opened the Kittery branch office. Jim Wilson took over as branch manager for the Carrabassett Valley location in 2008. In 2012, John Kreie brought his experience from Liberty Mutual Insurance to the agency, further expanding its leadership.
The Kittery branch saw new leadership in 2018 when David Fazzina took over management following the retirement of Bill Cutts. The firm continued to thrive under this new leadership.
In 2024, after four decades with the company, agency principal and owner Jim Harrison retired, passing the agency’s reins to John and Dave. Today, Cole-Harrison employs over 20 dedicated professionals who serve their communities with the same commitment to professionalism and personal service that has characterized the agency for over a century.
As a leader in York County’s insurance market, Cole-Harrison attributes its success to a combination of strong company partnerships, available markets, and a team of hard-working employees who remain committed to providing personal service to every client. This dedication to professionalism, service, and growth continues to drive the agency’s success as it moves into the future, maintaining its proud heritage since its founding in 1882.