Whether your vehicle is an expression of your personality, or simply a way to get from point A to point B, it is a big investment you want to protect. By law, you must have liability insurance to cover an accident that causes injury to another person and/or their property. However, liability insurance alone can leave you woefully underinsured and your car in park. Get back on the road quickly if your car is damaged or destroyed by accident, theft, or other covered event with the right auto policy.