insurance companies

If you are considering switching car insurance companies, your choices are vast. In 2018 alone, there were over 5,965 insurance companies in the U.S. With plenty of companies from which to choose, you may be wondering whether or not you really need to switch. Here are five signs it’s time to take your business elsewhere.

The Cost

You are paying way too much for your car insurance. If this is the case, check to see what is included in your policy and whether there are things you can cut from it. You can also increase your deductible amount, thereby decreasing the premium you pay every month. However, if another company can offer you the same services for a lesser cost, then it makes sense to just switch altogether.

Your Insurance Company Is Antiquated

Most insurance companies are online now, but not all of them. Not having a website makes things like paying for your insurance policy and speaking with a representative about your policy more cumbersome and time-consuming. Maybe it is time to think about switching to another car insurance company if your current provider is still operating like it was in the 1990s.

It’s Time to Change Things Up

If you have been with your provider for a while now, chances are you have not had the chance to compare your current rates with the market. Other companies can offer new discounts, different packages, and exciting promotions that can lower the cost of your car insurance policy. If you have not checked rates in a while, perhaps this is your sign to at least look to see what else is out there.

Lacking Customer Service

Have you tried calling your insurance company and no one answers the phone? Or maybe you have tried to file a claim and the process was overly confusing and tedious. Either way, customer service is the lifeblood of an insurance company, and if you are not receiving top-notch service, maybe it’s time to switch car insurance companies.

You Just Aren’t Happy

You may want to consider that the only reason you are thinking about switching car insurance companies (and why you’re reading this article right now) is because you’re just not happy with your current provider. In that case, it’s time to switch it up. With so many insurance companies out there, you’re bound to find better coverage at a better price with a different provider.

All in all, if you are paying too much, your insurance company has not updated with the times, you have been with them for a long time, your provider lacks customer service, or you are just not happy anymore it’s time to make the switch! Give Cole Harrison Insurance a call today to get on track with improving your insurance experience.