What is Workers’ Compensation Insurance?

If you’re a business owner, you may be curious about the importance of worker’s compensation insurance. If you’ve never set up commercial insurance before, it can be a bit confusing to understand the different types of commercial policies that exist and which ones are required, and what details you should consider. At Cole Harrison Insurance, […]

What is Inland Marine Insurance?


If you’re unfamiliar with inland marine insurance, it’s a type of insurance policy that covers property and goods transported or stored within a country’s borders. This type of insurance is separate from global marine insurance. It provides coverage for goods that are in transit, as well as items that are stored in warehouses, factories, and […]

What Insurance Do I Need for a Small Business?

Small business owner

Starting a small business is an exciting venture, but it can also be overwhelming. One of the most important things to consider is what type of insurance you need to protect your business and its assets. The right insurance coverage can help protect your business from potential losses due to accidents, lawsuits, and other unforeseen […]

What Is An Umbrella In An Insurance Policy?

Insurance agent with umbrella

People buy insurance for many reasons. Insurance policies are designed to provide financial protection against a variety of risks that come up in our daily lives. Many people have never heard of an Umbrella Policy; only about 10% of homeowners carry umbrella insurance. But it’s an excellent product that would benefit most people. An umbrella […]

Do I Need Insurance For An LLC?

LLC Insurance

Many people register their businesses as limited liability companies (LLCs). This is a significant first step in protecting your assets and reducing liability. According to recent statistics, as many as 17 million small businesses opened in 2022. But unfortunately, the LLC structure typically only protects the owner’s personal property from lawsuits, and even that protection […]

What Do I Need To Know About Commercial Insurance?

Commercial Insurance Policy

Commercial insurance is a type of insurance coverage for corporations and businesses. These policies cover the company, its employees, and its ownership. Commercial insurance is not a one size fits all business because there are many commercial industries with various insurance needs. For instance, large corporations need different policies than small, locally owned businesses. At […]

Choosing the Right Maine Business Insurance

small business insurance company

Maine business owners have a variety of coverage options to choose from when it comes to small business insurance, especially if you choose a quality provider like Cole Harrison Insurance. Having the right insurance coverage is crucial to ensure your investments and assets are protected from the unexpected. Find out more about Maine business insurance […]

Understanding the Different Types of Commercial Insurance Coverage

commercial insurance coverage

The insurance industry is growing every year because of the increased need for insurance coverage by both new and established businesses. According to recent research, the insurance industry grows by 4% every year. Commercial insurance coverage is designed to protect businesses and their employees from various claims and risks, such as property damage, bodily injuries, […]

When Do You Need Commercial Auto Insurance?

commercial insurance

Does your company require commercial auto insurance? It does if you use a vehicle for tasks related to your business. Commercial policies differ when it comes to the type of protection they afford. You can expect policies for commercial auto insurance to cover liability concerning the operation of an auto as well as damage caused […]

Important Questions to Ask Before Buying Small Business Insurance

small business insurance

According to statistics, net premiums for the US insurance industry reached $1.32 trillion. No doubt, most Americans understand the importance of having insurance, especially entrepreneurs. If you are an entrepreneur looking to buy small business insurance, make sure you are getting value for your money. Here are the top important questions to ask. What’s the […]

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