insurance coverage

When it comes to protecting your house and other property, you can never be too careful. Accidents or natural disasters can come suddenly and create damage you just are not prepared for. That is why it is essential to secure insurance coverage from a reputable company like Cole Harrison Insurance as soon as possible. Let’s take a look at some of the property damage insurance claims you can make.

Natural Disasters

While nature and weather behave differently depending on where you live, disaster can strike almost anywhere and at any time. From a major weather event that can destroy your home down to the foundation to a snowstorm that collapses part of your roof, having insurance coverage will help you rebuild without breaking the bank. The last thing you want is to relocate while your house gets fixed, so make your claim and get those repairs done as soon as possible.

Equipment Malfunctions

There are a lot of things in your home that must run well in order for your house to be livable. For example, air conditioning, heating, plumbing, and electricity are all essential to your well-being. If anything breaks down, they not only pose a risk to your comfort or ability to live in your own home, but they could also cause damage to your property. Backed-up sewage or an electrical fire can wreak havoc, so be sure to have that coverage and avoid big costs.


It is important to do everything you can to deter burglars from your house, including locking doors and installing alarm systems. However, sometimes thieves are relentless and will find a way in. In case that happens, you will want to make sure your property is protected. While thieves are intent on taking your items, they could also cause damage, whether intentionally or not. It is in your best interest to cover all aspects of your property so you can rest assured in case anything like that were to happen.

Never skimp out on property damage insurance coverage. Many things could happen that are outside of your control, so it is best to be proactive. Contact Cole Harrison Insurance today to get a head start on protecting your house and items.

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