What Is An Umbrella In An Insurance Policy?

Insurance agent with umbrella

People buy insurance for many reasons. Insurance policies are designed to provide financial protection against a variety of risks that come up in our daily lives. Many people have never heard of an Umbrella Policy; only about 10% of homeowners carry umbrella insurance. But it’s an excellent product that would benefit most people. An umbrella […]

Do I Need Insurance For An LLC?

LLC Insurance

Many people register their businesses as limited liability companies (LLCs). This is a significant first step in protecting your assets and reducing liability. According to recent statistics, as many as 17 million small businesses opened in 2022. But unfortunately, the LLC structure typically only protects the owner’s personal property from lawsuits, and even that protection […]

What Is The Difference Between An Independent Agent And A Broker?

drawing of house, family and car

When you need to purchase insurance, knowing whether you should work with an agent or a broker can be confusing. One thing that both agents and brokers agree on is that seeking professional guidance is the right course of action. In a widely cited study, The Hartford reported that 40% of small businesses would file […]

What Do I Need To Know About Commercial Insurance?

Commercial Insurance Policy

Commercial insurance is a type of insurance coverage for corporations and businesses. These policies cover the company, its employees, and its ownership. Commercial insurance is not a one size fits all business because there are many commercial industries with various insurance needs. For instance, large corporations need different policies than small, locally owned businesses. At […]

The Basics of Boat Insurance

boat insurance basics

There is nothing like enjoying a day in a boat on the water with your family. But when you own a boat, you need to have peace of mind that you are protected with boat insurance. When deciding which type of boat insurance is best for you, you need to know the basics before you […]

Advantages of Working with an Independent Insurance Agent

independent insurance agent in Maine

Advantages of Working with an Independent Insurance Agent When you think of insurance, you probably think of the big-name companies first because they saturate the market with commercials. These insurance companies offer a reliable product. But that doesn’t mean that they are always the best choice for you. In fact, the best choice for you […]

4 Things to Consider When Protecting Your Small Business From Liabilities

local insurance agency

When running a small business, you will likely find yourself worrying about liabilities. Liability risk is one thing that can take a small business from booming success to complete failure in a relatively short period of time. Depending on the type of business that you have, you may be more or less at risk of […]

The Better Way to Secure Commercial Insurance Coverage

local insurance agency

A local insurance agency is the best place to find coverage for your commercial insurance needs. Many Maine commercial property owners have found out the hard way that not having commercial insurance is simply not an option. A local insurance agency can help you to get the commercial insurance coverage that you need to avoid […]

Request A Quote

Complete the form below, and someone from our office will contact you.