In the spirit of renewal and spring cleaning, take a look at your personal insurance coverage. What kind of protections do you have in the event of a disaster? Is your home protected against natural disasters, robberies, or break-ins? Is your vehicle protected? It is important to make sure that you have the necessary personal insurance coverage to keep yourself, your family, and your property safe.
Brush up on your insurance policies and take a good look at what is and is not covered and what kinds of changes you can make. A simple phone call to your independent insurance agent at Cole Harrison Insurance can help to better protect your home and save you money.
Consider the Types of Policies You Should Add
You are more than likely to need insurance that covers your personal property. In fact, up to 98% of all insurance claims are related to property damage. But what about other types of scenarios that you may not have considered until now? What would be best added to your insurance policy to ensure you and your family are safe and secure? Here are a few types of personal insurance policies that would be good to consider.
- Life insurance. If the COVID-19 pandemic has taught us anything, it is that it is never a good idea to leave the future of your loved ones up to chance. In the event that you should unexpectedly pass away, your family may struggle both emotionally and financially. Life insurance helps to ensure that your family is financially protected in the event of your passing. While you may not think that you need a life insurance policy now because you are still young and healthy, the truth is that life can throw curveballs. If you are not sure where to start when taking out a life insurance policy, consider reaching out to an independent insurance agent at Cole Harrison Insurance.
- Personal umbrella insurance. You have protected your home and your vehicle from potential damage, but what about other potential risk factors? Personal umbrella insurance helps to protect you against slander, false arrest, invasion of privacy, malicious prosecution, and frivolous lawsuits.
- Recreational vehicle insurance. Recreational vehicles are a great way for you and your family to get out there and travel safely while still maintaining social distancing guidelines. However, it is important to make sure that your recreational vehicle is securely covered by an insurance policy before you officially hit the road.
Are you looking to add coverage to your personal insurance this spring? Your independent insurance agent at Cole Harrison has you covered. To learn more about our insurance coverage options including homeowners’ insurance, car insurance, umbrella insurance, and more, contact Cole Harrison Insurance today.