The United States insurance industry net premiums written in 2019 totaled $1.32 trillion. This indicates that more and more people are relying on insurance to protect themselves and their businesses.
Commercial insurance is an integral part of any successful business plan, as it provides a secure safety net for potential emergencies. However, small businesses are especially vulnerable to potentially devastating legal fees or costs, property damage costs, workers compensation claims, and other legal damages if they do not have adequate commercial insurance coverage.
Fortunately, Cole Harrison Insurance is the small business insurance company you can count on to protect your business. Below are some of the top reasons why we are the best local independent insurance agent for you.
We Have Coverage Options
When it comes to a small business insurance company like Cole Harrison Insurance, coverage options are essential. Flexible policies that can be customized to fit your business’ needs paired with a variety of policy options make for the best small business insurance coverage. We offer policies such as general liability insurance, property insurance, and workers compensation that give you the protection you need. Contact your local small business insurance agent at Cole Harrison Insurance today to learn more about these policy options.
We Think Outside the Box
General liability insurance is the best policy to begin protecting your business against general liability risks and can provide coverage for a variety of legal damages. But there are other types of additional coverage that can add an extra level of protection, depending on your business’ needs. Small business insurance coverage can vary depending on what type of business you own, so be sure to talk to a qualified independent insurance agent at Cole Harrison Insurance about your options. Umbrella policies, municipal bonds, business auto policies, and inland marine insurance coverage are examples of additional policy options that can add another layer of protection to your commercial insurance.
While the names of large insurance companies may sound familiar, as a small business you want an insurance company that understands a small business’s unique needs, provides professional advice and comprehensive policy options and understands what it means to be a small business insurance company. The independent insurance agents at Cole Harrison Insurance provide the best service because we are a small business—just like you.
It is important to have small business insurance to protect your business, your employees, your customers, and yourself. When looking for a small business insurance company, it is important to choose a local insurance agency with the best policy options, service, and support available. Contact Cole Harrison today to learn more about the best small business insurance Maine has to offer!